Many people do not realize that there is pet health insurance!
Pet health insurance companies offer coverage for routine health maintenance, vaccinations, spay or neuter, bloodwork, dentals, as well as major medical problems such as diseases, accidents, and cancer. Coverage is often quite reasonable depending on the age and history of your pet.
It is best to get pet health insurance when your pet is young and does not have any pre-existing medical conditions. Many companies also have certain conditions that are considered genetic and will not be covered (for example hip dysplasia in a Labrador retriever). Be sure to ask the company you are interested in if there are any conditions not covered for your dog or cat’s breed.
Health insurance often comes in handy when accidents occur. If your pet requires an extensive medical work up, surgery, or treatment for cancer, it is nice to know that you don’t have to worry about the entire cost.
There are several companies providing pet health insurance: